Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 2.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 3.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 5.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 6.Zoya’s stall made a profit of ₹500. Zoya saves 20% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 8.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.Tara’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Nisha’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Meera’s stall made a profit of ₹900. Meera saves 20% of it. How many rupees are saved?
- 12.Rohan’s stall made a profit of ₹200. Rohan saves 25% of it. How many rupees are saved?
- 13.Zoya’s stall made a profit of ₹400. Zoya saves 50% of it. How many rupees are saved?
- 14.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 16.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 17.Meera’s stall made a profit of ₹1000. Meera saves 10% of it. How many rupees are saved?
- 18.Rohan’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Kavya’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.Farhan’s stall made a profit of ₹1800. Farhan saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 24.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) better paint for cards
- 25.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) more seeds for next time (d) a new video game
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 28.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 29.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Rohan’s stall made a profit of ₹1200. Rohan saves 50% of it. How many rupees are saved?
- 31.Zoya’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Kavya’s stall made a profit of ₹200. Kavya saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Diya’s stall made a profit of ₹2000. Diya saves 25% of it. How many rupees are saved?
- 35.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 37.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- reinvesting
- can I pay it back?
- 1160
- spending
- better paint for cards
- 100
- a cinema ticket
- 30
- 260
- 120
- 180
- 50
- 200
- 36
- profit put in a bank
- sweets for yourself
- 100
- 605
- 750
- 115
- 900
- 515
- more seeds for next time
- a piggy bank for later
- the cost of borrowing
- a new video game
- spending
- putting profit back in
- 56
- 600
- 300
- 100
- 525
- 500
- to keep trust
- saving
- 24
- 968
- 100
- 124
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