Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 2.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a new video game
- 4.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 5.Vihaan’s stall made a profit of ₹1000. Vihaan saves 50% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 7.Aarav’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) a cinema ticket (d) profit put in a bank
- 11.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Aarav’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 14.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 15.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Rohan’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 19.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 20.Farhan’s stall made a profit of ₹1500. Farhan saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 23.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 24.Kavya’s stall made a profit of ₹1900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a new video game (d) a piggy bank for later
- 27.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
- 28.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 29.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) better paint for cards
- 30.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a cinema ticket (d) better paint for cards
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 34.Tara’s stall made a profit of ₹900. Tara saves 50% of it. How many rupees are saved?
- 35.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 36.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 37.Joseph’s stall made a profit of ₹1900. Joseph saves 20% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 39.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
Answer key
- saving
- 24
- profit put in a bank
- 20
- 500
- spending
- 150
- 224
- 72
- better paint for cards
- 944
- 600
- reinvesting
- the cost of borrowing
- 45
- 120
- 21
- to keep trust
- sweets for yourself
- 750
- 742
- reinvesting
- more seeds for next time
- 950
- 126
- a piggy bank for later
- 350
- for bad days and goals
- a new video game
- 110
- can I pay it back?
- a cinema ticket
- buying a second juicer
- 450
- talk to parents
- putting profit back in
- 380
- spending
- 90
- saving
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