Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) sweets for yourself (b) a new video game (c) a piggy bank for later (d) a cinema ticket
- 2.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 4.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 5.Farhan’s stall made a profit of ₹1100. Farhan saves 20% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 8.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 9.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Joseph’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 12.Rohan’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Kavya’s stall made a profit of ₹1900. Kavya saves 20% of it. How many rupees are saved?
- 14.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 16.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 18.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 19.Vihaan’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) a new video game (d) an emergency fund
- 21.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 23.Nisha’s stall made a profit of ₹300. Nisha saves 25% of it. How many rupees are saved?
- 24.Rohan’s stall made a profit of ₹1300. Rohan saves 10% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) profit put in a bank (d) sweets for yourself
- 26.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Kabir’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Lakshmi’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 31.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 25% of it. How many rupees are saved?
- 32.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 36.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Vihaan’s stall made a profit of ₹1300. Vihaan saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Meera’s stall made a profit of ₹500. Meera saves 25% of it. How many rupees are saved?
- 40.Kavya’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a piggy bank for later
- 40
- spending
- profit put in a bank
- 220
- reinvesting
- spending
- the cost of borrowing
- 42
- 320
- saving
- 630
- 380
- 660
- putting profit back in
- for bad days and goals
- reinvesting
- buying a second juicer
- 165
- a new video game
- can I pay it back?
- talk to parents
- 75
- 130
- sweets for yourself
- 24
- 680
- 280
- 420
- reinvesting
- 250
- 106
- 120
- 832
- saving
- 100
- 260
- 324
- 125
- 800
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