Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Joseph’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Saanvi’s stall made a profit of ₹800. Saanvi saves 20% of it. How many rupees are saved?
- 4.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 6.Gurpreet’s stall made a profit of ₹900. Gurpreet saves 50% of it. How many rupees are saved?
- 7.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 8.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 9.Kavya’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) an emergency fund (d) a new video game
- 11.Ananya’s stall made a profit of ₹1600. Ananya saves 25% of it. How many rupees are saved?
- 12.Riya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Joseph’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Zoya’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Zoya’s stall made a profit of ₹1300. Zoya saves 50% of it. How many rupees are saved?
- 17.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 20.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 23.Dev’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Saanvi’s stall made a profit of ₹2000. Saanvi saves 20% of it. How many rupees are saved?
- 25.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 26.Arjun’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 28.Ishaan’s stall made a profit of ₹400. Ishaan saves 25% of it. How many rupees are saved?
- 29.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 30.Kavya’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Diya’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 33.Meera’s stall made a profit of ₹1700. Meera saves 10% of it. How many rupees are saved?
- 34.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 35.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Arjun’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) better paint for cards
- 38.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 40.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 80
- 60
- 160
- talk to parents
- spending
- 450
- the cost of borrowing
- an emergency fund
- 220
- a new video game
- 400
- 300
- 100
- 480
- 620
- 650
- 306
- 636
- reinvesting
- 16
- can I pay it back?
- more seeds for next time
- 350
- 400
- profit put in a bank
- 1100
- 60
- 100
- a piggy bank for later
- 330
- 600
- reinvesting
- 170
- sweets for yourself
- 981
- 120
- better paint for cards
- 5
- saving
- 24
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