Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 3.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 4.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 6.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 8.Ananya’s stall made a profit of ₹1400. Ananya saves 25% of it. How many rupees are saved?
- 9.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 10.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 11.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) better paint for cards
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 16.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 18.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 19.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 20.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.Gurpreet’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Nisha’s stall made a profit of ₹1300. Nisha saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) an emergency fund
- 26.Vihaan’s stall made a profit of ₹1600. Vihaan saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Joseph’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Nisha’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Saanvi’s stall made a profit of ₹1200. Saanvi saves 25% of it. How many rupees are saved?
- 32.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 33.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 38.Joseph’s stall made a profit of ₹1000. Joseph saves 10% of it. How many rupees are saved?
- 39.Joseph’s stall made a profit of ₹200. Joseph saves 50% of it. How many rupees are saved?
- 40.Kavya’s stall made a profit of ₹1100. Kavya saves 10% of it. How many rupees are saved?
Answer key
- 20
- reinvesting
- profit put in a bank
- 162
- saving
- a piggy bank for later
- saving
- 350
- putting profit back in
- to keep trust
- for bad days and goals
- a cinema ticket
- spending
- saving
- spending
- the cost of borrowing
- reinvesting
- buying a second juicer
- can I pay it back?
- 1020
- 108
- 280
- 650
- 4
- a new video game
- 800
- 300
- 800
- 726
- 1200
- 300
- better paint for cards
- 54
- 3
- 80
- 48
- reinvesting
- 100
- 100
- 110
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