Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Farhan’s stall made a profit of ₹500. Farhan saves 10% of it. How many rupees are saved?
- 2.Arjun’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Saanvi’s stall made a profit of ₹2000. Saanvi saves 10% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 5.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 6.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 8.Saanvi’s stall made a profit of ₹1500. Saanvi saves 50% of it. How many rupees are saved?
- 9.Diya’s stall made a profit of ₹800. Diya saves 10% of it. How many rupees are saved?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 11.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a new video game (d) a piggy bank for later
- 15.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 16.Diya’s stall made a profit of ₹1100. Diya saves 20% of it. How many rupees are saved?
- 17.Rohan’s stall made a profit of ₹1300. Rohan saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 20.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 21.Rohan’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) an emergency fund
- 23.Rohan’s stall made a profit of ₹700. Rohan saves 25% of it. How many rupees are saved?
- 24.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 25.Ishaan’s stall made a profit of ₹1400. Ishaan saves 10% of it. How many rupees are saved?
- 26.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 27.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 30.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 33.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Kabir’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Riya’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Kabir’s stall made a profit of ₹1900. Kabir saves 25% of it. How many rupees are saved?
- 37.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 38.Saanvi’s stall made a profit of ₹600. Saanvi saves 10% of it. How many rupees are saved?
- 39.Riya’s stall made a profit of ₹900. Riya saves 20% of it. How many rupees are saved?
- 40.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
Answer key
- 50
- 550
- 200
- sweets for yourself
- the cost of borrowing
- 927
- an emergency fund
- 750
- 80
- talk to parents
- 90
- 208
- 48
- a new video game
- profit put in a bank
- 220
- 130
- 200
- spending
- spending
- 140
- buying a second juicer
- 175
- to keep trust
- 140
- a cinema ticket
- more seeds for next time
- spending
- reinvesting
- can I pay it back?
- reinvesting
- saving
- 108
- 340
- 80
- 475
- putting profit back in
- 60
- 180
- 50
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