Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹200. Nisha saves 10% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) more seeds for next time
- 3.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 4.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) profit put in a bank (d) buying a second juicer
- 5.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 7.Kabir’s stall made a profit of ₹1900. Kabir saves 25% of it. How many rupees are saved?
- 8.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Diya’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) profit put in a bank (d) better paint for cards
- 12.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.Farhan’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Kavya’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Lakshmi’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Ishaan’s stall made a profit of ₹900. Ishaan saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 22.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 23.Rohan’s stall made a profit of ₹700. Rohan saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 26.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Meera’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 30.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) better paint for cards
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 32.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 33.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 35.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 39.Kabir’s stall made a profit of ₹1300. Kabir saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 20
- a new video game
- putting profit back in
- profit put in a bank
- 456
- to keep trust
- 475
- 108
- 30
- 400
- a cinema ticket
- 260
- 580
- 216
- 125
- 100
- 4
- 700
- 225
- 218
- saving
- can I pay it back?
- 175
- 24
- talk to parents
- 8
- 260
- 1040
- a piggy bank for later
- an emergency fund
- reinvesting
- for bad days and goals
- 28
- better paint for cards
- 40
- buying a second juicer
- spending
- spending
- 130
- 126
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