Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 2.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 3.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 4.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Zoya’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) an emergency fund (d) a piggy bank for later
- 7.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) profit put in a bank (d) more seeds for next time
- 8.Nisha’s stall made a profit of ₹1200. Nisha saves 20% of it. How many rupees are saved?
- 9.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 10.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) more seeds for next time
- 11.Riya’s stall made a profit of ₹600. Riya saves 20% of it. How many rupees are saved?
- 12.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 15.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 16.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Riya’s stall made a profit of ₹700. Riya saves 20% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 19.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 23.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Diya’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 26.Kabir’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Riya’s stall made a profit of ₹1200. Riya saves 50% of it. How many rupees are saved?
- 29.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 31.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Vihaan’s stall made a profit of ₹600. Vihaan saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Nisha’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 38.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Diya’s stall made a profit of ₹300. Diya saves 20% of it. How many rupees are saved?
- 40.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
Answer key
- talk to parents
- putting profit back in
- for bad days and goals
- 49
- 760
- a new video game
- more seeds for next time
- 240
- to keep trust
- profit put in a bank
- 120
- 3
- 228
- buying a second juicer
- sweets for yourself
- 36
- 140
- spending
- 770
- 762
- 270
- can I pay it back?
- 48
- 360
- saving
- 120
- 45
- 600
- 216
- reinvesting
- 560
- 120
- 24
- 120
- 400
- 5
- reinvesting
- 636
- 60
- a piggy bank for later
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids