Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) sweets for yourself
- 2.Kabir’s stall made a profit of ₹1800. Kabir saves 25% of it. How many rupees are saved?
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 4.Joseph’s stall made a profit of ₹1900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 6.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 7.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 8.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) profit put in a bank
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 11.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 12.Rohan’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 15.Rohan’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 17.Arjun’s stall made a profit of ₹900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 19.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) buying a second juicer
- 20.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 23.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Meera’s stall made a profit of ₹1100. Meera saves 50% of it. How many rupees are saved?
- 25.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 20% of it. How many rupees are saved?
- 26.Diya’s stall made a profit of ₹1000. Diya saves 50% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 28.Ishaan’s stall made a profit of ₹200. Ishaan saves 10% of it. How many rupees are saved?
- 29.Nisha’s stall made a profit of ₹1800. Nisha saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Kabir’s stall made a profit of ₹1600. Kabir saves 10% of it. How many rupees are saved?
- 32.Ananya’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Saanvi’s stall made a profit of ₹300. Saanvi saves 10% of it. How many rupees are saved?
- 34.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 36.Vihaan’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 38.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 40.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
Answer key
- a piggy bank for later
- 450
- to keep trust
- 475
- the cost of borrowing
- buying a second juicer
- for bad days and goals
- a new video game
- spending
- saving
- profit put in a bank
- 350
- 56
- saving
- 100
- an emergency fund
- 450
- saving
- a cinema ticket
- 72
- 927
- spending
- 189
- 550
- 120
- 500
- reinvesting
- 20
- 450
- 10
- 160
- 105
- 30
- can I pay it back?
- reinvesting
- 1200
- more seeds for next time
- 40
- talk to parents
- spending
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids