Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 2.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 3.Nisha’s stall made a profit of ₹700. Nisha saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 7.Vihaan’s stall made a profit of ₹2000. Vihaan saves 10% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) an emergency fund (d) buying a second juicer
- 9.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 10.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 11.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 13.Gurpreet’s stall made a profit of ₹900. Gurpreet saves 50% of it. How many rupees are saved?
- 14.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 16.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) an emergency fund (d) more seeds for next time
- 17.Joseph’s stall made a profit of ₹1100. Joseph saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 20.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 21.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Nisha’s stall made a profit of ₹800. Nisha saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.Aarav’s stall made a profit of ₹300. Aarav saves 20% of it. How many rupees are saved?
- 27.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Meera’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) an emergency fund
- 30.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
- 31.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 34.Ananya’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 36.Saanvi’s stall made a profit of ₹400. Saanvi saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Nisha’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 40.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- putting profit back in
- an emergency fund
- 175
- 918
- 363
- the cost of borrowing
- 200
- buying a second juicer
- talk to parents
- a piggy bank for later
- 40
- saving
- 450
- 1080
- can I pay it back?
- more seeds for next time
- 110
- 108
- saving
- sweets for yourself
- 36
- 80
- 306
- 168
- 856
- 60
- 98
- 150
- better paint for cards
- profit put in a bank
- 1116
- 1040
- reinvesting
- 600
- saving
- 40
- 762
- 450
- spending
- 56
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