Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 306 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) a piggy bank for later
2. 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
3. 3.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a cinema ticket (d) more seeds for next time
4. 4.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
5. 5.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
6. 6.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
7. 7.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
8. 8.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
9. 9.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
10. 10.Tara’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
11. 11.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
12. 12.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
13. 13.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
14. 14.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
15. 15.Riya’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
16. 16.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
17. 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
18. 18.Farhan’s stall made a profit of ₹200. Farhan saves 50% of it. How many rupees are saved?
19. 19.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
20. 20.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
21. 21.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
22. 22.Diya’s stall made a profit of ₹2000. Diya saves 50% of it. How many rupees are saved?
23. 23.Zoya’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
24. 24.Which of these is reinvesting in the business? (a) better paint for cards (b) a new video game (c) an emergency fund (d) sweets for yourself
25. 25.Joseph’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
26. 26.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) more seeds for next time
27. 27.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
28. 28.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
29. 29.Ananya’s stall made a profit of ₹300. Ananya saves 50% of it. How many rupees are saved?
30. 30.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) a cinema ticket
31. 31.Joseph’s stall made a profit of ₹700. Joseph saves 50% of it. How many rupees are saved?
32. 32.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
33. 33.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
34. 34.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
35. 35.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
36. 36.Kabir’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
37. 37.Kabir’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
38. 38.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
39. 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
40. 40.Saanvi’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?

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