Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 2.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) buying a second juicer (d) better paint for cards
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 6.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 8.Meera’s stall made a profit of ₹1800. Meera saves 50% of it. How many rupees are saved?
- 9.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 10.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 12.Kavya’s stall made a profit of ₹700. Kavya saves 25% of it. How many rupees are saved?
- 13.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 14.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) a cinema ticket (d) better paint for cards
- 15.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 16.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Aarav’s stall made a profit of ₹1500. Aarav saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Ananya’s stall made a profit of ₹300. Ananya saves 10% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 23.Kavya’s stall made a profit of ₹200. Kavya saves 25% of it. How many rupees are saved?
- 24.Ishaan’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Zoya’s stall made a profit of ₹1600. Zoya saves 10% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) sweets for yourself
- 27.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 29.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 31.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Joseph’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 35.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 36.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 38.Kabir’s stall made a profit of ₹300. Kabir saves 20% of it. How many rupees are saved?
- 39.Meera’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
Answer key
- for bad days and goals
- profit put in a bank
- spending
- buying a second juicer
- saving
- 60
- an emergency fund
- 900
- can I pay it back?
- a new video game
- spending
- 175
- putting profit back in
- better paint for cards
- to keep trust
- 624
- 150
- 708
- 30
- reinvesting
- 762
- the cost of borrowing
- 50
- 850
- 160
- more seeds for next time
- 918
- spending
- reinvesting
- saving
- 728
- 60
- 108
- talk to parents
- reinvesting
- 25
- sweets for yourself
- 60
- 200
- saving
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