Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 2.Rohan’s stall made a profit of ₹1600. Rohan saves 10% of it. How many rupees are saved?
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 4.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a piggy bank for later (d) a cinema ticket
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 6.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
- 7.Aarav’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a new video game (d) more seeds for next time
- 9.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 11.Kabir’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 13.Tara’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 15.Farhan’s stall made a profit of ₹500. Farhan saves 20% of it. How many rupees are saved?
- 16.Riya’s stall made a profit of ₹1600. Riya saves 25% of it. How many rupees are saved?
- 17.Tara’s stall made a profit of ₹700. Tara saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) buying a second juicer
- 20.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 23.Ananya’s stall made a profit of ₹500. Ananya saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 26.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) a piggy bank for later (d) an emergency fund
- 27.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 29.Zoya’s stall made a profit of ₹1800. Zoya saves 25% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 31.Saanvi’s stall made a profit of ₹800. Saanvi saves 20% of it. How many rupees are saved?
- 32.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a piggy bank for later (d) sweets for yourself
- 33.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Tara’s stall made a profit of ₹1100. Tara saves 50% of it. How many rupees are saved?
- 36.Dev’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Diya’s stall made a profit of ₹1700. Diya saves 10% of it. How many rupees are saved?
- 38.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 39.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 40.Saanvi’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- the cost of borrowing
- 160
- to keep trust
- more seeds for next time
- saving
- 125
- 250
- a new video game
- 832
- can I pay it back?
- 720
- saving
- 330
- talk to parents
- 100
- 400
- 140
- 21
- profit put in a bank
- for bad days and goals
- spending
- reinvesting
- 250
- 618
- reinvesting
- buying a second juicer
- 36
- a cinema ticket
- 450
- spending
- 160
- a piggy bank for later
- 60
- 280
- 550
- 340
- 170
- putting profit back in
- saving
- 360
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