Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 3.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 4.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 5.Joseph’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) sweets for yourself
- 8.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 10.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 11.Farhan’s stall made a profit of ₹1700. Farhan saves 50% of it. How many rupees are saved?
- 12.Aarav’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Nisha’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 15.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) sweets for yourself (d) an emergency fund
- 17.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 18.Rohan’s stall made a profit of ₹600. Rohan saves 10% of it. How many rupees are saved?
- 19.Riya’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Meera’s stall made a profit of ₹800. Meera saves 50% of it. How many rupees are saved?
- 21.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 22.Kavya’s stall made a profit of ₹1000. Kavya saves 20% of it. How many rupees are saved?
- 23.Aarav’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 25.Zoya’s stall made a profit of ₹1900. Zoya saves 20% of it. How many rupees are saved?
- 26.Zoya’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 28.Nisha’s stall made a profit of ₹1200. Nisha saves 20% of it. How many rupees are saved?
- 29.Joseph’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Kavya’s stall made a profit of ₹1800. Kavya saves 50% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 32.Kabir’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Riya’s stall made a profit of ₹800. Riya saves 10% of it. How many rupees are saved?
- 34.Kavya’s stall made a profit of ₹1400. Kavya saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Tara’s stall made a profit of ₹1700. Tara saves 20% of it. How many rupees are saved?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 39.Aarav’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 354
- can I pay it back?
- better paint for cards
- to keep trust
- 315
- 424
- more seeds for next time
- 864
- the cost of borrowing
- sweets for yourself
- 850
- 850
- 360
- profit put in a bank
- 112
- an emergency fund
- 140
- 60
- 80
- 400
- for bad days and goals
- 200
- 120
- 50
- 380
- 650
- reinvesting
- 240
- 160
- 900
- reinvesting
- 240
- 80
- 140
- 56
- 315
- 340
- talk to parents
- 300
- 770
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