Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Kabir’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 5.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) profit put in a bank (d) more seeds for next time
- 6.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 7.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 8.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a piggy bank for later (d) sweets for yourself
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 10.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 12.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Arjun’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Kabir’s stall made a profit of ₹2000. Kabir saves 10% of it. How many rupees are saved?
- 16.Saanvi’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 20% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 21.Diya’s stall made a profit of ₹1400. Diya saves 25% of it. How many rupees are saved?
- 22.Meera’s stall made a profit of ₹1400. Meera saves 20% of it. How many rupees are saved?
- 23.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 24.Riya’s stall made a profit of ₹200. Riya saves 10% of it. How many rupees are saved?
- 25.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) an emergency fund
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 29.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) profit put in a bank (d) an emergency fund
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 31.Saanvi’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Ishaan’s stall made a profit of ₹300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 34.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Saanvi’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Zoya’s stall made a profit of ₹900. Zoya saves 20% of it. How many rupees are saved?
- 39.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) more seeds for next time (d) an emergency fund
- 40.Diya’s stall made a profit of ₹2000. Diya saves 20% of it. How many rupees are saved?
Answer key
- 70
- 24
- 180
- putting profit back in
- profit put in a bank
- a piggy bank for later
- 140
- sweets for yourself
- saving
- can I pay it back?
- better paint for cards
- 550
- 480
- 40
- 200
- 200
- 525
- 40
- spending
- to keep trust
- 350
- 280
- the cost of borrowing
- 20
- 116
- buying a second juicer
- reinvesting
- saving
- a cinema ticket
- spending
- 700
- 150
- talk to parents
- 889
- 480
- 72
- 204
- 180
- an emergency fund
- 400
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