Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 330 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
2. 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
3. 3.Riya’s stall made a profit of ₹800. Riya saves 20% of it. How many rupees are saved?
4. 4.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
5. 5.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
6. 6.Riya’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
7. 7.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
8. 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
9. 9.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
10. 10.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
11. 11.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) more seeds for next time
12. 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
13. 13.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
14. 14.Rohan’s stall made a profit of ₹1100. Rohan saves 20% of it. How many rupees are saved?
15. 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
16. 16.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) profit put in a bank (d) better paint for cards
17. 17.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
18. 18.Lakshmi’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
19. 19.Aarav’s stall made a profit of ₹500. Aarav saves 25% of it. How many rupees are saved?
20. 20.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
21. 21.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
22. 22.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
23. 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
24. 24.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
25. 25.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 20% of it. How many rupees are saved?
26. 26.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
27. 27.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
28. 28.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
29. 29.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) a new video game
30. 30.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
31. 31.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
32. 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) an emergency fund
33. 33.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) better paint for cards
34. 34.Lakshmi’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
35. 35.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
36. 36.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
37. 37.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
38. 38.Gurpreet’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
39. 39.Dev’s stall made a profit of ₹1400. Dev saves 25% of it. How many rupees are saved?
40. 40.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) a new video game

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