Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Meera’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Ananya’s stall made a profit of ₹900. Ananya saves 25% of it. How many rupees are saved?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 5.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 7.Riya’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Rohan’s stall made a profit of ₹400. Rohan saves 10% of it. How many rupees are saved?
- 9.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 10.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 13.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 14.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 16.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 17.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Which of these is saving? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 19.Rohan’s stall made a profit of ₹1900. Rohan saves 10% of it. How many rupees are saved?
- 20.Zoya’s stall made a profit of ₹800. Zoya saves 10% of it. How many rupees are saved?
- 21.Joseph’s stall made a profit of ₹1700. Joseph saves 20% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 23.Rohan’s stall made a profit of ₹1700. Rohan saves 10% of it. How many rupees are saved?
- 24.Tara’s stall made a profit of ₹1100. Tara saves 50% of it. How many rupees are saved?
- 25.Rohan’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 28.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) a piggy bank for later
- 29.Diya’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 31.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 33.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) better paint for cards (d) a piggy bank for later
- 34.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 50% of it. How many rupees are saved?
- 35.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) buying a second juicer
- 36.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 37.Nisha’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Meera’s stall made a profit of ₹400. Meera saves 20% of it. How many rupees are saved?
- 39.Aarav’s stall made a profit of ₹700. Aarav saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 300
- 225
- talk to parents
- spending
- 230
- a new video game
- 550
- 40
- the cost of borrowing
- 864
- 109
- to keep trust
- spending
- for bad days and goals
- saving
- can I pay it back?
- 12
- profit put in a bank
- 190
- 80
- 340
- saving
- 170
- 550
- 40
- 440
- spending
- more seeds for next time
- 330
- sweets for yourself
- 100
- saving
- better paint for cards
- 250
- buying a second juicer
- putting profit back in
- 480
- 80
- 140
- 107
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