Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 3.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 4.Ishaan’s stall made a profit of ₹1500. Ishaan saves 20% of it. How many rupees are saved?
- 5.Ananya’s stall made a profit of ₹2000. Ananya saves 20% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 7.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 8.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 10.Which of these is reinvesting in the business? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) an emergency fund
- 11.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) sweets for yourself
- 12.Rohan’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Rohan’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Lakshmi’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 18.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 19.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Aarav’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Zoya’s stall made a profit of ₹300. Zoya saves 50% of it. How many rupees are saved?
- 22.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 23.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Nisha’s stall made a profit of ₹1800. Nisha saves 50% of it. How many rupees are saved?
- 25.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 26.Farhan’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Nisha’s stall made a profit of ₹1800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 33.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 34.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 35.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Rohan’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Kavya’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 40.Diya’s stall made a profit of ₹1500. Diya saves 25% of it. How many rupees are saved?
Answer key
- 30
- the cost of borrowing
- saving
- 300
- 400
- reinvesting
- putting profit back in
- spending
- reinvesting
- better paint for cards
- more seeds for next time
- 400
- 30
- 500
- 350
- 20
- for bad days and goals
- sweets for yourself
- 96
- 900
- 150
- a cinema ticket
- 27
- 900
- a piggy bank for later
- 120
- 726
- 112
- 720
- 535
- 342
- saving
- buying a second juicer
- talk to parents
- 714
- 1330
- 550
- 450
- saving
- 375
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