Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Kavya’s stall made a profit of ₹2000. Kavya saves 50% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 5.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) a cinema ticket
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 7.Which of these is saving? (a) better paint for cards (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 8.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 11.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 12.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 14.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
- 15.Ishaan’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Farhan’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 18.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 20.Riya’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Arjun’s stall made a profit of ₹600. Arjun saves 25% of it. How many rupees are saved?
- 22.Kavya’s stall made a profit of ₹400. Kavya saves 10% of it. How many rupees are saved?
- 23.Joseph’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
- 25.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) a cinema ticket
- 27.Arjun’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Dev’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 30.Arjun’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 32.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 34.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 35.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) better paint for cards
- 37.Kabir’s stall made a profit of ₹1300. Kabir saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Vihaan’s stall made a profit of ₹1400. Vihaan saves 50% of it. How many rupees are saved?
- 40.Dev’s stall made a profit of ₹300. Dev saves 25% of it. How many rupees are saved?
Answer key
- 1120
- 40
- 1000
- saving
- an emergency fund
- saving
- a piggy bank for later
- 336
- saving
- spending
- can I pay it back?
- 50
- reinvesting
- 100
- 240
- 500
- putting profit back in
- 108
- the cost of borrowing
- 220
- 150
- 40
- 220
- sweets for yourself
- 236
- profit put in a bank
- 1120
- 90
- talk to parents
- 300
- reinvesting
- 84
- a cinema ticket
- spending
- 714
- a new video game
- 650
- 270
- 700
- 75
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