Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 2.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 3.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 7.Nisha’s stall made a profit of ₹200. Nisha saves 50% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 9.Riya’s stall made a profit of ₹1800. Riya saves 50% of it. How many rupees are saved?
- 10.Ananya’s stall made a profit of ₹700. Ananya saves 10% of it. How many rupees are saved?
- 11.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a new video game
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 13.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) a cinema ticket
- 14.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 16.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 18.Tara’s stall made a profit of ₹1500. Tara saves 50% of it. How many rupees are saved?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 20.Arjun’s stall made a profit of ₹1800. Arjun saves 10% of it. How many rupees are saved?
- 21.Joseph’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 24.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 25.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 27.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 28.Farhan’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Nisha’s stall made a profit of ₹700. Nisha saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 34.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Saanvi’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Farhan’s stall made a profit of ₹900. Farhan saves 25% of it. How many rupees are saved?
Answer key
- to keep trust
- a cinema ticket
- 309
- 224
- 8
- reinvesting
- 100
- spending
- 900
- 70
- buying a second juicer
- spending
- profit put in a bank
- 45
- putting profit back in
- an emergency fund
- spending
- 750
- talk to parents
- 180
- 120
- can I pay it back?
- saving
- the cost of borrowing
- 18
- saving
- for bad days and goals
- 120
- 306
- 684
- 70
- 210
- reinvesting
- 18
- 48
- 756
- 36
- 208
- 950
- 225
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