Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Saanvi’s stall made a profit of ₹1900. Saanvi saves 25% of it. How many rupees are saved?
- 2.Aarav’s stall made a profit of ₹1400. Aarav saves 50% of it. How many rupees are saved?
- 3.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 5.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) buying a second juicer
- 6.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 7.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Kabir’s stall made a profit of ₹600. Kabir saves 10% of it. How many rupees are saved?
- 10.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 11.Ananya’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.Nisha’s stall made a profit of ₹1800. Nisha saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 17.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 19.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 22.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 24.Kabir’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Kabir’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 28.Dev’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Aarav’s stall made a profit of ₹800. Aarav saves 10% of it. How many rupees are saved?
- 30.Rohan’s stall made a profit of ₹1500. Rohan saves 10% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 32.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
- 33.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 34.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 35.Diya’s stall made a profit of ₹2000. Diya saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 38.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 39.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
Answer key
- 475
- 700
- 848
- reinvesting
- profit put in a bank
- better paint for cards
- 126
- 30
- 60
- for bad days and goals
- 1260
- 32
- 18
- 450
- 440
- an emergency fund
- 100
- putting profit back in
- 708
- a piggy bank for later
- reinvesting
- 612
- can I pay it back?
- 400
- 60
- 260
- to keep trust
- 660
- 80
- 150
- spending
- buying a second juicer
- talk to parents
- the cost of borrowing
- 200
- 812
- saving
- more seeds for next time
- 108
- saving
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