Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 3.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) better paint for cards
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 7.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 8.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 9.Ishaan’s stall made a profit of ₹1600. Ishaan saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 12.Ananya’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Nisha’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Rohan’s stall made a profit of ₹400. Rohan saves 25% of it. How many rupees are saved?
- 15.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 16.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 17.Kabir’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Which of these is saving? (a) a new video game (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 19.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 22.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) a cinema ticket
- 23.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) better paint for cards
- 24.Diya’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 26.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 28.Farhan’s stall made a profit of ₹900. Farhan saves 25% of it. How many rupees are saved?
- 29.Saanvi’s stall made a profit of ₹1700. Saanvi saves 50% of it. How many rupees are saved?
- 30.Tara’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Tara’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 34.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 20% of it. How many rupees are saved?
- 35.Kabir’s stall made a profit of ₹1100. Kabir saves 10% of it. How many rupees are saved?
- 36.Diya’s stall made a profit of ₹400. Diya saves 20% of it. How many rupees are saved?
- 37.Kavya’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Riya’s stall made a profit of ₹1700. Riya saves 10% of it. How many rupees are saved?
- 39.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) profit put in a bank (d) an emergency fund
- 40.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 330
- for bad days and goals
- a piggy bank for later
- buying a second juicer
- reinvesting
- reinvesting
- the cost of borrowing
- putting profit back in
- 320
- reinvesting
- better paint for cards
- 400
- 60
- 100
- sweets for yourself
- to keep trust
- 320
- profit put in a bank
- 106
- 112
- saving
- an emergency fund
- a cinema ticket
- 120
- spending
- spending
- saving
- 225
- 850
- 1140
- 140
- 168
- spending
- 120
- 110
- 80
- 520
- 170
- a new video game
- 42
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