Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Vihaan’s stall made a profit of ₹1300. Vihaan saves 50% of it. How many rupees are saved?
- 2.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 3.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 5.Rohan’s stall made a profit of ₹1300. Rohan saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 7.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 10.Gurpreet’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 12.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 14.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 15.Nisha’s stall made a profit of ₹700. Nisha saves 25% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 17.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 18.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 20.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) sweets for yourself
- 21.Riya’s stall made a profit of ₹1200. Riya saves 25% of it. How many rupees are saved?
- 22.Tara’s stall made a profit of ₹700. Tara saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Aarav’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Meera’s stall made a profit of ₹1700. Meera saves 25% of it. How many rupees are saved?
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) a new video game
- 27.Vihaan’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Lakshmi’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Vihaan’s stall made a profit of ₹1800. Vihaan saves 25% of it. How many rupees are saved?
- 32.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 34.Arjun’s stall made a profit of ₹1800. Arjun saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Diya’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Aarav’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Vihaan’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Kabir’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 650
- for bad days and goals
- 36
- sweets for yourself
- 325
- saving
- 1210
- reinvesting
- reinvesting
- 385
- spending
- 990
- an emergency fund
- the cost of borrowing
- 175
- spending
- can I pay it back?
- 540
- saving
- more seeds for next time
- 300
- 140
- 54
- 160
- 425
- a new video game
- 600
- 460
- 360
- 208
- 450
- profit put in a bank
- spending
- 360
- 1050
- 240
- 1140
- 100
- 400
- 121
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