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Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 350 · 40 questions
TalentJR

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

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  1. 1.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
  2. 2.Nisha’s stall made a profit of ₹1900. Nisha saves 10% of it. How many rupees are saved?
  3. 3.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  4. 4.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
  5. 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
  6. 6.Kabir’s stall made a profit of ₹1200. Kabir saves 10% of it. How many rupees are saved?
  7. 7.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
  8. 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
  9. 9.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
  10. 10.Riya’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  11. 11.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
  12. 12.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
  13. 13.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
  14. 14.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 25% of it. How many rupees are saved?
  15. 15.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
  16. 16.Ananya’s stall made a profit of ₹200. Ananya saves 50% of it. How many rupees are saved?
  17. 17.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
  18. 18.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
  19. 19.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) buying a second juicer
  20. 20.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
  21. 21.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) a new video game
  22. 22.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
  23. 23.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
  24. 24.Which of these is saving? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) buying a second juicer
  25. 25.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
  26. 26.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
  27. 27.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  28. 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
  29. 29.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) profit put in a bank
  30. 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
  31. 31.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
  32. 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
  33. 33.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
  34. 34.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  35. 35.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
  36. 36.Kabir’s stall made a profit of ₹1000. Kabir saves 10% of it. How many rupees are saved?
  37. 37.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  38. 38.Dev’s stall made a profit of ₹1100. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  39. 39.Nisha’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  40. 40.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?

Answer key

  1. 36
  2. 190
  3. 432
  4. talk to parents
  5. reinvesting
  6. 120
  7. a piggy bank for later
  8. spending
  9. 954
  10. 540
  11. to keep trust
  12. putting profit back in
  13. spending
  14. 50
  15. the cost of borrowing
  16. 100
  17. spending
  18. buying a second juicer
  19. an emergency fund
  20. 126
  21. more seeds for next time
  22. for bad days and goals
  23. reinvesting
  24. profit put in a bank
  25. reinvesting
  26. 8
  27. 530
  28. saving
  29. sweets for yourself
  30. saving
  31. 950
  32. saving
  33. 75
  34. 103
  35. 18
  36. 100
  37. 408
  38. 550
  39. 420
  40. can I pay it back?

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