Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 4.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 5.Vihaan’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Dev’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 8.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 12.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 14.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 15.Riya’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 18.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 19.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Zoya’s stall made a profit of ₹1900. Zoya saves 50% of it. How many rupees are saved?
- 21.Joseph’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 10% of it. How many rupees are saved?
- 23.Which of these is saving? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) buying a second juicer
- 24.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 27.Aarav’s stall made a profit of ₹400. Aarav saves 25% of it. How many rupees are saved?
- 28.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 29.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Dev’s stall made a profit of ₹300. Dev saves 50% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 32.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Kavya’s stall made a profit of ₹900. Kavya saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Ananya’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Joseph’s stall made a profit of ₹900. Joseph saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 39.Nisha’s stall made a profit of ₹1500. Nisha saves 50% of it. How many rupees are saved?
- 40.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
Answer key
- 103
- 40
- better paint for cards
- 60
- 750
- 1020
- the cost of borrowing
- 48
- profit put in a bank
- saving
- spending
- can I pay it back?
- reinvesting
- putting profit back in
- 540
- for bad days and goals
- spending
- reinvesting
- 192
- 950
- 480
- 60
- an emergency fund
- saving
- 60
- a cinema ticket
- 100
- to keep trust
- 49
- 150
- reinvesting
- 54
- 106
- 90
- 27
- 240
- 90
- spending
- 750
- more seeds for next time
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