Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 2.Farhan’s stall made a profit of ₹1800. Farhan saves 20% of it. How many rupees are saved?
- 3.Nisha’s stall made a profit of ₹300. Nisha saves 10% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 5.Farhan’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Ananya’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 10.Ananya’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Dev’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 13.Joseph’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Ishaan’s stall made a profit of ₹1400. Ishaan saves 10% of it. How many rupees are saved?
- 15.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Nisha’s stall made a profit of ₹1900. Nisha saves 20% of it. How many rupees are saved?
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) an emergency fund (d) more seeds for next time
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 20.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 21.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 22.Ananya’s stall made a profit of ₹1000. Ananya saves 25% of it. How many rupees are saved?
- 23.Zoya’s stall made a profit of ₹600. Zoya saves 10% of it. How many rupees are saved?
- 24.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 26.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 27.Lakshmi’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Rohan’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 30.Riya’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 35.Kavya’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is saving? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Riya’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- to keep trust
- 360
- 30
- saving
- 880
- 756
- 42
- 180
- the cost of borrowing
- 400
- 400
- for bad days and goals
- 400
- 140
- 32
- 424
- 380
- a new video game
- reinvesting
- can I pay it back?
- saving
- 250
- 60
- 348
- buying a second juicer
- spending
- 350
- 200
- reinvesting
- 855
- 12
- 48
- spending
- reinvesting
- 1120
- an emergency fund
- 742
- 100
- 214
- 144
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