Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Farhan’s stall made a profit of ₹1600. Farhan saves 10% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) profit put in a bank
- 3.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) profit put in a bank (d) buying a second juicer
- 4.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 5.Kabir’s stall made a profit of ₹1300. Kabir saves 20% of it. How many rupees are saved?
- 6.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 7.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 10.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 10% of it. How many rupees are saved?
- 11.Kavya’s stall made a profit of ₹1300. Kavya saves 25% of it. How many rupees are saved?
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) sweets for yourself
- 13.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 17.Joseph’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 19.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 20.Vihaan’s stall made a profit of ₹800. Vihaan saves 20% of it. How many rupees are saved?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 22.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 26.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 28.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 29.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Kavya’s stall made a profit of ₹300. Kavya saves 50% of it. How many rupees are saved?
- 31.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 32.Lakshmi’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 35.Gurpreet’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Which of these is saving? (a) a new video game (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 37.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 38.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Gurpreet’s stall made a profit of ₹1200. Gurpreet saves 25% of it. How many rupees are saved?
- 40.Tara’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 160
- sweets for yourself
- buying a second juicer
- a piggy bank for later
- 260
- can I pay it back?
- 63
- 56
- 100
- 130
- 325
- better paint for cards
- 216
- 4
- for bad days and goals
- reinvesting
- 150
- saving
- spending
- 160
- talk to parents
- 312
- 96
- 220
- putting profit back in
- 60
- saving
- spending
- 1089
- 150
- the cost of borrowing
- 825
- 12
- reinvesting
- 300
- profit put in a bank
- to keep trust
- 525
- 300
- 1200
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