Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 3.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Rohan’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 6.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 9.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 10.Saanvi’s stall made a profit of ₹500. Saanvi saves 50% of it. How many rupees are saved?
- 11.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 12.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) a piggy bank for later (d) better paint for cards
- 14.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.Nisha’s stall made a profit of ₹200. Nisha saves 10% of it. How many rupees are saved?
- 16.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) sweets for yourself (d) more seeds for next time
- 17.Ananya’s stall made a profit of ₹800. Ananya saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Ishaan’s stall made a profit of ₹1600. Ishaan saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 23.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 26.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 27.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 29.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Diya’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Rohan’s stall made a profit of ₹1400. Rohan saves 20% of it. How many rupees are saved?
- 33.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 34.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 35.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 36.Saanvi’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 38.Aarav’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 40.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) a cinema ticket
Answer key
- 40
- reinvesting
- 848
- 400
- spending
- 126
- spending
- saving
- for bad days and goals
- 250
- putting profit back in
- 318
- a new video game
- 318
- 20
- an emergency fund
- 80
- 436
- 800
- 63
- spending
- reinvesting
- 36
- 54
- can I pay it back?
- to keep trust
- 32
- more seeds for next time
- 105
- 80
- 30
- 280
- better paint for cards
- the cost of borrowing
- talk to parents
- 280
- saving
- 80
- a cinema ticket
- buying a second juicer
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