Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 3.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 4.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 6.Ananya’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 8.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 9.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
- 10.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 11.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Lakshmi’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 10% of it. How many rupees are saved?
- 15.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 16.Arjun’s stall made a profit of ₹1500. Arjun saves 25% of it. How many rupees are saved?
- 17.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 19.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 20.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) a new video game
- 21.Kabir’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Joseph’s stall made a profit of ₹600. Joseph saves 20% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 27.Ishaan’s stall made a profit of ₹700. Ishaan saves 20% of it. How many rupees are saved?
- 28.Aarav’s stall made a profit of ₹1300. Aarav saves 10% of it. How many rupees are saved?
- 29.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 30.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Tara’s stall made a profit of ₹1400. Tara saves 20% of it. How many rupees are saved?
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) a cinema ticket (d) buying a second juicer
- 33.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Zoya’s stall made a profit of ₹700. Zoya saves 20% of it. How many rupees are saved?
- 37.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) an emergency fund (d) a new video game
- 39.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Kabir’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 12
- for bad days and goals
- the cost of borrowing
- a piggy bank for later
- spending
- 660
- spending
- talk to parents
- 50
- putting profit back in
- 8
- 700
- 690
- 30
- can I pay it back?
- 375
- to keep trust
- saving
- sweets for yourself
- profit put in a bank
- 220
- 120
- reinvesting
- spending
- 515
- saving
- 140
- 130
- an emergency fund
- 12
- 280
- buying a second juicer
- 42
- 90
- 36
- 140
- 36
- a new video game
- 16
- 315
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