Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Nisha’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 6.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 7.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 8.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 9.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 10.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 11.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) buying a second juicer
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 14.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 15.Kavya’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 17.Nisha’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 20.Dev’s stall made a profit of ₹600. Dev saves 50% of it. How many rupees are saved?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 22.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 26.Kabir’s stall made a profit of ₹200. Kabir saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 29.Which of these is saving? (a) a new video game (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 30.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Aarav’s stall made a profit of ₹1500. Aarav saves 25% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 33.Joseph’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Rohan’s stall made a profit of ₹1200. Rohan saves 50% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 36.Aarav’s stall made a profit of ₹1100. Aarav saves 50% of it. How many rupees are saved?
- 37.Zoya’s stall made a profit of ₹1100. Zoya saves 10% of it. How many rupees are saved?
- 38.Ananya’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 16
- 200
- 780
- 324
- sweets for yourself
- buying a second juicer
- the cost of borrowing
- profit put in a bank
- to keep trust
- for bad days and goals
- 1062
- an emergency fund
- saving
- 40
- 300
- putting profit back in
- 360
- spending
- reinvesting
- 300
- talk to parents
- 60
- can I pay it back?
- saving
- saving
- 20
- 168
- a cinema ticket
- a piggy bank for later
- 472
- 375
- spending
- 900
- 600
- reinvesting
- 550
- 110
- 360
- 36
- 990
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