Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) a cinema ticket (d) more seeds for next time
- 2.Joseph’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Gurpreet’s stall made a profit of ₹1700. Gurpreet saves 25% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 6.Rohan’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Meera’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 10.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 12.Which of these is saving? (a) a new video game (b) better paint for cards (c) more seeds for next time (d) profit put in a bank
- 13.Dev’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 15.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 18.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 20.Ananya’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 20% of it. How many rupees are saved?
- 24.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 25.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Rohan’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 30.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 32.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 34.Nisha’s stall made a profit of ₹1800. Nisha saves 10% of it. How many rupees are saved?
- 35.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) a new video game (d) better paint for cards
- 36.Zoya’s stall made a profit of ₹1800. Zoya saves 20% of it. How many rupees are saved?
- 37.Ishaan’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Which of these is saving? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) sweets for yourself
- 39.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Ananya’s stall made a profit of ₹400. Ananya saves 25% of it. How many rupees are saved?
Answer key
- more seeds for next time
- 60
- 425
- reinvesting
- talk to parents
- 520
- 800
- the cost of borrowing
- spending
- can I pay it back?
- reinvesting
- profit put in a bank
- 180
- a new video game
- 121
- 30
- putting profit back in
- 1060
- spending
- 110
- 1116
- 826
- 100
- to keep trust
- 114
- 360
- 208
- 784
- saving
- 208
- for bad days and goals
- 912
- a piggy bank for later
- 180
- better paint for cards
- 360
- 950
- an emergency fund
- 18
- 100
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