Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Diya’s stall made a profit of ₹1500. Diya saves 20% of it. How many rupees are saved?
- 3.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) profit put in a bank
- 4.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) profit put in a bank
- 6.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Vihaan’s stall made a profit of ₹1100. Vihaan saves 10% of it. How many rupees are saved?
- 9.Ishaan’s stall made a profit of ₹900. Ishaan saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Diya’s stall made a profit of ₹600. Diya saves 10% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 15.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Which of these is saving? (a) a piggy bank for later (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 17.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 18.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 19.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 20.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Meera’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 24.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 25.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 27.Kabir’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Zoya’s stall made a profit of ₹1700. Zoya saves 25% of it. How many rupees are saved?
- 29.Rohan’s stall made a profit of ₹900. Rohan saves 10% of it. How many rupees are saved?
- 30.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 31.Kavya’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) sweets for yourself (d) a new video game
- 33.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 34.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Saanvi’s stall made a profit of ₹500. Saanvi saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
Answer key
- 400
- 300
- buying a second juicer
- 350
- sweets for yourself
- 848
- 206
- 110
- 225
- 40
- 60
- spending
- saving
- spending
- 42
- a piggy bank for later
- profit put in a bank
- a cinema ticket
- the cost of borrowing
- 1070
- 348
- 300
- talk to parents
- a new video game
- 36
- reinvesting
- 280
- 425
- 90
- to keep trust
- 160
- an emergency fund
- can I pay it back?
- 24
- 8
- 424
- 520
- 125
- 216
- for bad days and goals
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids