Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Dev’s stall made a profit of ₹2000. Dev saves 10% of it. How many rupees are saved?
- 3.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 5.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 6.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 7.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Tara’s stall made a profit of ₹200. Tara saves 20% of it. How many rupees are saved?
- 9.Arjun’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 12.Vihaan’s stall made a profit of ₹1000. Vihaan saves 25% of it. How many rupees are saved?
- 13.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 14.Joseph’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Riya’s stall made a profit of ₹800. Riya saves 25% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 17.Aarav’s stall made a profit of ₹1900. Aarav saves 50% of it. How many rupees are saved?
- 18.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) an emergency fund
- 19.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 21.Saanvi’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 23.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Lakshmi’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 26.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 27.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Arjun’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 30.Riya’s stall made a profit of ₹600. Riya saves 20% of it. How many rupees are saved?
- 31.Joseph’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 33.Gurpreet’s stall made a profit of ₹1900. Gurpreet saves 50% of it. How many rupees are saved?
- 34.Kabir’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Ishaan’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Kabir’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 80
- 200
- 350
- spending
- for bad days and goals
- profit put in a bank
- 120
- 40
- 400
- 636
- reinvesting
- 250
- putting profit back in
- 330
- 200
- saving
- 950
- an emergency fund
- 15
- reinvesting
- 60
- more seeds for next time
- 42
- 300
- the cost of borrowing
- to keep trust
- 9
- 200
- talk to parents
- 120
- 600
- spending
- 950
- 300
- 104
- 424
- 700
- 450
- 109
- 12
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