Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Riya’s stall made a profit of ₹1800. Riya saves 20% of it. How many rupees are saved?
- 3.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 6.Ananya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 8.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) a piggy bank for later (d) profit put in a bank
- 9.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 10.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 11.Rohan’s stall made a profit of ₹1000. Rohan saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) an emergency fund
- 14.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Rohan’s stall made a profit of ₹1400. Rohan saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) a piggy bank for later
- 19.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 20.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Ishaan’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 26.Rohan’s stall made a profit of ₹1800. Rohan saves 20% of it. How many rupees are saved?
- 27.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 29.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Kabir’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 33.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Diya’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
Answer key
- 14
- 360
- 400
- 315
- spending
- 180
- saving
- a new video game
- talk to parents
- profit put in a bank
- 250
- 80
- more seeds for next time
- 75
- 960
- 140
- 612
- sweets for yourself
- putting profit back in
- 18
- 420
- 440
- 106
- spending
- reinvesting
- 360
- a cinema ticket
- saving
- 1070
- 600
- 100
- reinvesting
- 636
- 744
- 96
- 1090
- 12
- 824
- 280
- the cost of borrowing
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