Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 4.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 6.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 7.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 8.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) sweets for yourself
- 9.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Vihaan’s stall made a profit of ₹400. Vihaan saves 20% of it. How many rupees are saved?
- 11.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 14.Vihaan’s stall made a profit of ₹900. Vihaan saves 25% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 17.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Zoya’s stall made a profit of ₹1100. Zoya saves 20% of it. How many rupees are saved?
- 22.Arjun’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 25.Vihaan’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 27.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 29.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Joseph’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Joseph’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Meera’s stall made a profit of ₹800. Meera saves 25% of it. How many rupees are saved?
- 33.Nisha’s stall made a profit of ₹1800. Nisha saves 20% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 35.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 103
- 104
- the cost of borrowing
- better paint for cards
- saving
- a new video game
- talk to parents
- an emergency fund
- 530
- 80
- 109
- more seeds for next time
- saving
- 225
- spending
- reinvesting
- 230
- 216
- 416
- 472
- 220
- 180
- 1090
- a piggy bank for later
- 125
- can I pay it back?
- 96
- sweets for yourself
- 21
- 200
- 165
- 200
- 360
- reinvesting
- 45
- 16
- 218
- 42
- 54
- 550
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