Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 2.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Which of these is saving? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) better paint for cards
- 4.Riya’s stall made a profit of ₹1800. Riya saves 20% of it. How many rupees are saved?
- 5.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 6.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 7.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) better paint for cards
- 8.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 9.Arjun’s stall made a profit of ₹1100. Arjun saves 50% of it. How many rupees are saved?
- 10.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Riya’s stall made a profit of ₹900. Riya saves 50% of it. How many rupees are saved?
- 12.Kavya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) a piggy bank for later (d) better paint for cards
- 15.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 18.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 20.Joseph’s stall made a profit of ₹2000. Joseph saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Arjun’s stall made a profit of ₹1400. Arjun saves 50% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 25.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) better paint for cards
- 26.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 27.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) better paint for cards
- 28.Meera’s stall made a profit of ₹400. Meera saves 10% of it. How many rupees are saved?
- 29.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 50% of it. How many rupees are saved?
- 30.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Rohan’s stall made a profit of ₹1600. Rohan saves 20% of it. How many rupees are saved?
- 33.Rohan’s stall made a profit of ₹700. Rohan saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Lakshmi’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Saanvi’s stall made a profit of ₹1600. Saanvi saves 10% of it. How many rupees are saved?
- 37.Arjun’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 39.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 40.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- spending
- 162
- an emergency fund
- 360
- to keep trust
- talk to parents
- profit put in a bank
- for bad days and goals
- 550
- 40
- 450
- 100
- 60
- better paint for cards
- 9
- 212
- saving
- buying a second juicer
- saving
- 1000
- 330
- 56
- 700
- reinvesting
- sweets for yourself
- the cost of borrowing
- a piggy bank for later
- 40
- 900
- 8
- 12
- 320
- 70
- 18
- 280
- 160
- 150
- saving
- can I pay it back?
- 440
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