Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 3.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 4.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) a new video game (d) more seeds for next time
- 5.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) profit put in a bank
- 6.Vihaan’s stall made a profit of ₹1500. Vihaan saves 25% of it. How many rupees are saved?
- 7.Saanvi’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 9.Joseph’s stall made a profit of ₹1400. Joseph saves 20% of it. How many rupees are saved?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) an emergency fund (d) better paint for cards
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 14.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 50% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 16.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 19.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) a cinema ticket
- 20.Kavya’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 22.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 24.Joseph’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 26.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 28.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 29.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Rohan’s stall made a profit of ₹1200. Rohan saves 10% of it. How many rupees are saved?
- 32.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 33.Diya’s stall made a profit of ₹1700. Diya saves 50% of it. How many rupees are saved?
- 34.Aarav’s stall made a profit of ₹1300. Aarav saves 25% of it. How many rupees are saved?
- 35.Zoya’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Gurpreet’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 39.Ishaan’s stall made a profit of ₹200. Ishaan saves 20% of it. How many rupees are saved?
- 40.Zoya’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 840
- saving
- a cinema ticket
- more seeds for next time
- sweets for yourself
- 375
- 650
- reinvesting
- 280
- talk to parents
- better paint for cards
- reinvesting
- saving
- 900
- saving
- 110
- 21
- 200
- buying a second juicer
- 120
- a piggy bank for later
- 1080
- spending
- 765
- reinvesting
- 847
- profit put in a bank
- the cost of borrowing
- 16
- 216
- 120
- can I pay it back?
- 850
- 325
- 70
- 600
- 1030
- putting profit back in
- 40
- 850
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