Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) a piggy bank for later
- 2.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 6.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 7.Diya’s stall made a profit of ₹900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 9.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 10.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 11.Ishaan’s stall made a profit of ₹400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 13.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.Rohan’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 16.Saanvi’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 21.Zoya’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) buying a second juicer
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 26.Ananya’s stall made a profit of ₹1800. Ananya saves 50% of it. How many rupees are saved?
- 27.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 28.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Zoya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Kavya’s stall made a profit of ₹1000. Kavya saves 10% of it. How many rupees are saved?
- 31.Diya’s stall made a profit of ₹200. Diya saves 20% of it. How many rupees are saved?
- 32.Kavya’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 10% of it. How many rupees are saved?
- 35.Tara’s stall made a profit of ₹300. Tara saves 10% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 37.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Meera’s stall made a profit of ₹1900. Meera saves 20% of it. How many rupees are saved?
- 39.Aarav’s stall made a profit of ₹400. Aarav saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- a piggy bank for later
- putting profit back in
- reinvesting
- saving
- better paint for cards
- an emergency fund
- 225
- a cinema ticket
- for bad days and goals
- can I pay it back?
- 200
- spending
- 342
- 630
- the cost of borrowing
- 1080
- 981
- 545
- saving
- to keep trust
- 595
- 1143
- 575
- a new video game
- spending
- 900
- talk to parents
- 1170
- 200
- 100
- 40
- 570
- 120
- 130
- 30
- buying a second juicer
- 24
- 380
- 200
- 24
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