Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 42 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
2. 2.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) buying a second juicer
3. 3.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) an emergency fund
4. 4.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
5. 5.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
6. 6.Farhan’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
7. 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
8. 8.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
9. 9.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
10. 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
11. 11.Rohan’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
12. 12.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
13. 13.Ananya’s stall made a profit of ₹2000. Ananya saves 25% of it. How many rupees are saved?
14. 14.Riya’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
15. 15.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
16. 16.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
17. 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
18. 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
19. 19.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
20. 20.Rohan’s stall made a profit of ₹300. Rohan saves 25% of it. How many rupees are saved?
21. 21.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
22. 22.Meera’s stall made a profit of ₹1000. Meera saves 50% of it. How many rupees are saved?
23. 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
24. 24.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
25. 25.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
26. 26.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
27. 27.Ananya’s stall made a profit of ₹500. Ananya saves 20% of it. How many rupees are saved?
28. 28.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
29. 29.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
30. 30.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
31. 31.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
32. 32.Kabir’s stall made a profit of ₹300. Kabir saves 50% of it. How many rupees are saved?
33. 33.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
34. 34.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
35. 35.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
36. 36.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
37. 37.Which of these is spending on yourself? (a) a cinema ticket (b) better paint for cards (c) buying a second juicer (d) a piggy bank for later
38. 38.Tara’s stall made a profit of ₹500. Tara saves 10% of it. How many rupees are saved?
39. 39.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
40. 40.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) sweets for yourself

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