Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 2.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 3.Zoya’s stall made a profit of ₹1600. Zoya saves 25% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 5.Ananya’s stall made a profit of ₹1800. Ananya saves 20% of it. How many rupees are saved?
- 6.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 7.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Meera’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 11.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 13.Ishaan’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Kabir’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 17.Vihaan’s stall made a profit of ₹1500. Vihaan saves 10% of it. How many rupees are saved?
- 18.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 19.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) more seeds for next time
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 22.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 23.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 24.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
- 25.Diya’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 27.Gurpreet’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Diya’s stall made a profit of ₹1900. Diya saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) a piggy bank for later
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 34.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 36.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 40.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- reinvesting
- profit put in a bank
- 400
- spending
- 360
- the cost of borrowing
- 216
- 840
- spending
- saving
- 64
- saving
- 520
- 40
- 250
- saving
- 150
- can I pay it back?
- 70
- a cinema ticket
- reinvesting
- to keep trust
- an emergency fund
- 100
- 220
- putting profit back in
- 500
- 224
- 30
- 380
- 16
- buying a second juicer
- more seeds for next time
- 496
- talk to parents
- 84
- 620
- 954
- a piggy bank for later
- 1100
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