Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) profit put in a bank
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.Ananya’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 5.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 9.Nisha’s stall made a profit of ₹1800. Nisha saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 13.Saanvi’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 16.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 17.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 19.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 20.Joseph’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 22.Arjun’s stall made a profit of ₹1900. Arjun saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.Lakshmi’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) a new video game
- 27.Diya’s stall made a profit of ₹700. Diya saves 25% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) profit put in a bank
- 29.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 32.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Arjun’s stall made a profit of ₹300. Arjun saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 36.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 37.Gurpreet’s stall made a profit of ₹1100. Gurpreet saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
Answer key
- a new video game
- reinvesting
- 100
- profit put in a bank
- 1080
- 36
- putting profit back in
- saving
- 450
- 15
- spending
- reinvesting
- 275
- can I pay it back?
- spending
- for bad days and goals
- 140
- saving
- sweets for yourself
- 400
- to keep trust
- 190
- 60
- 112
- 850
- an emergency fund
- 175
- better paint for cards
- 32
- 14
- more seeds for next time
- 36
- 30
- 40
- buying a second juicer
- reinvesting
- 110
- 50
- 424
- the cost of borrowing
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids