Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 2.Gurpreet’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Nisha’s stall made a profit of ₹1700. Nisha saves 10% of it. How many rupees are saved?
- 4.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 5.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 6.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 9.Dev’s stall made a profit of ₹300. Dev saves 50% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 11.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 12.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 14.Nisha’s stall made a profit of ₹500. Nisha saves 10% of it. How many rupees are saved?
- 15.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) better paint for cards (d) profit put in a bank
- 16.Diya’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is saving? (a) a new video game (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 18.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 20.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 22.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 24.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 27.Farhan’s stall made a profit of ₹1600. Farhan saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Dev’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Vihaan’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Meera’s stall made a profit of ₹1800. Meera saves 10% of it. How many rupees are saved?
- 32.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) better paint for cards
- 35.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Dev’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Aarav’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Joseph’s stall made a profit of ₹200. Joseph saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- saving
- 180
- 170
- buying a second juicer
- a cinema ticket
- profit put in a bank
- spending
- reinvesting
- 150
- spending
- to keep trust
- 510
- the cost of borrowing
- 50
- a new video game
- 400
- a piggy bank for later
- 36
- talk to parents
- 27
- spending
- 180
- can I pay it back?
- 214
- 64
- reinvesting
- 400
- 63
- 240
- 140
- 180
- 300
- 520
- better paint for cards
- 10
- 424
- 270
- 720
- 100
- 330
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