Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 3.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 4.Aarav’s stall made a profit of ₹1600. Aarav saves 50% of it. How many rupees are saved?
- 5.Vihaan’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 7.Ishaan’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 11.Ishaan’s stall made a profit of ₹1600. Ishaan saves 20% of it. How many rupees are saved?
- 12.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 14.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) a cinema ticket
- 16.Gurpreet’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 18.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a cinema ticket (d) a new video game
- 19.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 20.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 21.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Riya’s stall made a profit of ₹1100. Riya saves 20% of it. How many rupees are saved?
- 23.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a new video game
- 24.Kavya’s stall made a profit of ₹1500. Kavya saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 27.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 28.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) more seeds for next time (d) a piggy bank for later
- 29.Vihaan’s stall made a profit of ₹200. Vihaan saves 50% of it. How many rupees are saved?
- 30.Rohan’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Farhan’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 34.Joseph’s stall made a profit of ₹2000. Joseph saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Meera’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Nisha’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) an emergency fund
Answer key
- more seeds for next time
- reinvesting
- to keep trust
- 800
- 600
- can I pay it back?
- 560
- putting profit back in
- saving
- saving
- 320
- for bad days and goals
- spending
- 1080
- buying a second juicer
- 510
- the cost of borrowing
- an emergency fund
- reinvesting
- a cinema ticket
- 708
- 220
- profit put in a bank
- 300
- 880
- reinvesting
- sweets for yourself
- a piggy bank for later
- 100
- 320
- 816
- 950
- talk to parents
- 200
- 824
- 880
- 1200
- 320
- 130
- a new video game
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids