Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.Saanvi’s stall made a profit of ₹900. Saanvi saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 5.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) a new video game
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 7.Joseph’s stall made a profit of ₹400. Joseph saves 10% of it. How many rupees are saved?
- 8.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 20% of it. How many rupees are saved?
- 10.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 11.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 12.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 15.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 16.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 17.Aarav’s stall made a profit of ₹900. Aarav saves 10% of it. How many rupees are saved?
- 18.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 19.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 21.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
- 22.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) an emergency fund (d) a cinema ticket
- 23.Zoya’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 27.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 28.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) buying a second juicer
- 31.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a cinema ticket
- 32.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
- 33.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 35.Riya’s stall made a profit of ₹500. Riya saves 50% of it. How many rupees are saved?
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 37.Arjun’s stall made a profit of ₹2000. Arjun saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 742
- 90
- reinvesting
- saving
- better paint for cards
- saving
- 40
- 102
- 240
- for bad days and goals
- the cost of borrowing
- 40
- 400
- reinvesting
- spending
- can I pay it back?
- 90
- to keep trust
- 654
- talk to parents
- a new video game
- more seeds for next time
- 600
- 40
- 90
- buying a second juicer
- putting profit back in
- 18
- 150
- a cinema ticket
- profit put in a bank
- 125
- 20
- saving
- 250
- spending
- 1000
- 90
- 981
- 104
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