Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 2.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a cinema ticket
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 4.Farhan’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Riya’s stall made a profit of ₹1200. Riya saves 50% of it. How many rupees are saved?
- 6.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 7.Ishaan’s stall made a profit of ₹1700. Ishaan saves 50% of it. How many rupees are saved?
- 8.Ananya’s stall made a profit of ₹900. Ananya saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 11.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 12.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 14.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) an emergency fund (d) more seeds for next time
- 15.Vihaan’s stall made a profit of ₹2000. Vihaan saves 50% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) an emergency fund (d) buying a second juicer
- 17.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 19.Nisha’s stall made a profit of ₹300. Nisha saves 20% of it. How many rupees are saved?
- 20.Farhan’s stall made a profit of ₹1300. Farhan saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 23.Farhan’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 25.Joseph’s stall made a profit of ₹1000. Joseph saves 20% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 27.Nisha’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 30.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Joseph’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Ishaan’s stall made a profit of ₹1500. Ishaan saves 25% of it. How many rupees are saved?
- 34.Joseph’s stall made a profit of ₹800. Joseph saves 10% of it. How many rupees are saved?
- 35.Zoya’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Diya’s stall made a profit of ₹200. Diya saves 25% of it. How many rupees are saved?
- 39.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a new video game (d) buying a second juicer
- 40.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
Answer key
- reinvesting
- a cinema ticket
- reinvesting
- 360
- 600
- can I pay it back?
- 850
- 180
- 218
- spending
- a piggy bank for later
- the cost of borrowing
- to keep trust
- more seeds for next time
- 1000
- a new video game
- 50
- for bad days and goals
- 60
- 260
- 963
- talk to parents
- 420
- putting profit back in
- 200
- saving
- 100
- 40
- saving
- 832
- 90
- 550
- 375
- 80
- 160
- 8
- 4
- 50
- buying a second juicer
- profit put in a bank
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