Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 2.Meera’s stall made a profit of ₹1400. Meera saves 50% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 4.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 5.Ananya’s stall made a profit of ₹1100. Ananya saves 10% of it. How many rupees are saved?
- 6.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 7.Dev’s stall made a profit of ₹1300. Dev saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 9.Arjun’s stall made a profit of ₹200. Arjun saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 13.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) an emergency fund
- 14.Gurpreet’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 16.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Arjun’s stall made a profit of ₹900. Arjun saves 20% of it. How many rupees are saved?
- 18.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 19.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 20.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 21.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 22.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 24.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 25.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Rohan’s stall made a profit of ₹300. Rohan saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 29.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 31.Rohan’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Saanvi’s stall made a profit of ₹1300. Saanvi saves 50% of it. How many rupees are saved?
- 33.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 34.Nisha’s stall made a profit of ₹2000. Nisha saves 25% of it. How many rupees are saved?
- 35.Nisha’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 40.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
Answer key
- a piggy bank for later
- 700
- reinvesting
- sweets for yourself
- 110
- the cost of borrowing
- 260
- reinvesting
- 50
- 70
- 968
- a cinema ticket
- a new video game
- 720
- spending
- 147
- 180
- profit put in a bank
- putting profit back in
- can I pay it back?
- to keep trust
- 416
- reinvesting
- spending
- 60
- 75
- 306
- talk to parents
- 124
- saving
- 90
- 650
- buying a second juicer
- 500
- 80
- 1120
- 18
- 48
- saving
- for bad days and goals
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