Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 2.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 3.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 4.Farhan’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Kavya’s stall made a profit of ₹1300. Kavya saves 50% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) more seeds for next time
- 8.Which of these is saving? (a) a new video game (b) more seeds for next time (c) better paint for cards (d) a piggy bank for later
- 9.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Kavya’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 12.Farhan’s stall made a profit of ₹2000. Farhan saves 50% of it. How many rupees are saved?
- 13.Aarav’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 15.Tara’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Saanvi’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Kavya’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) sweets for yourself
- 19.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 24.Kabir’s stall made a profit of ₹1700. Kabir saves 20% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Saanvi’s stall made a profit of ₹1500. Saanvi saves 25% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 29.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 30.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 31.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Aarav’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Zoya’s stall made a profit of ₹500. Zoya saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Diya’s stall made a profit of ₹800. Diya saves 50% of it. How many rupees are saved?
- 37.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Lakshmi’s stall made a profit of ₹2000. Lakshmi saves 50% of it. How many rupees are saved?
- 39.Aarav’s stall made a profit of ₹700. Aarav saves 25% of it. How many rupees are saved?
- 40.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
Answer key
- to keep trust
- the cost of borrowing
- for bad days and goals
- 180
- 848
- 650
- a cinema ticket
- a piggy bank for later
- 220
- 150
- saving
- 1000
- 210
- talk to parents
- 160
- 240
- 630
- buying a second juicer
- 48
- 72
- 856
- 112
- can I pay it back?
- 340
- 380
- 375
- reinvesting
- spending
- more seeds for next time
- putting profit back in
- 204
- 100
- 348
- 100
- 248
- 400
- 84
- 1000
- 175
- profit put in a bank
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