Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 3.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 8.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 9.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 11.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 12.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 13.Tara’s stall made a profit of ₹1500. Tara saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 16.Joseph’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 18.Tara’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Ishaan’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Kavya’s stall made a profit of ₹600. Kavya saves 25% of it. How many rupees are saved?
- 21.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 22.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) sweets for yourself (d) profit put in a bank
- 23.Meera’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Ananya’s stall made a profit of ₹1600. Ananya saves 20% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 27.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 29.Aarav’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Tara’s stall made a profit of ₹1400. Tara saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Zoya’s stall made a profit of ₹1300. Zoya saves 20% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) sweets for yourself (d) profit put in a bank
- 36.Farhan’s stall made a profit of ₹200. Farhan saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) buying a second juicer
- 39.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
Answer key
- talk to parents
- spending
- 120
- 90
- 660
- 6
- saving
- putting profit back in
- 312
- a piggy bank for later
- can I pay it back?
- 200
- 150
- 4
- a cinema ticket
- 660
- reinvesting
- 320
- 150
- 150
- to keep trust
- more seeds for next time
- 350
- 424
- 320
- buying a second juicer
- profit put in a bank
- saving
- 180
- 700
- 635
- 206
- 260
- 900
- sweets for yourself
- 20
- 342
- a new video game
- 45
- saving
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids