Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Meera’s stall made a profit of ₹1200. Meera saves 20% of it. How many rupees are saved?
- 3.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) profit put in a bank
- 4.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 5.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 6.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) an emergency fund (d) a new video game
- 8.Arjun’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.Which of these is saving? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 10.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Aarav’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Saanvi’s stall made a profit of ₹1800. Saanvi saves 50% of it. How many rupees are saved?
- 13.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 14.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 16.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 18.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Tara’s stall made a profit of ₹1600. Tara saves 25% of it. How many rupees are saved?
- 20.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 21.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Tara’s stall made a profit of ₹800. Tara saves 50% of it. How many rupees are saved?
- 23.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 26.Vihaan’s stall made a profit of ₹1900. Vihaan saves 10% of it. How many rupees are saved?
- 27.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 28.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 30.Saanvi’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Riya’s stall made a profit of ₹400. Riya saves 25% of it. How many rupees are saved?
- 32.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Joseph’s stall made a profit of ₹1800. Joseph saves 20% of it. How many rupees are saved?
- 34.Meera’s stall made a profit of ₹2000. Meera saves 25% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 36.Arjun’s stall made a profit of ₹700. Arjun saves 10% of it. How many rupees are saved?
- 37.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 38.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) profit put in a bank
- 40.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 660
- 240
- a cinema ticket
- to keep trust
- the cost of borrowing
- 770
- an emergency fund
- 120
- profit put in a bank
- 16
- 280
- 900
- putting profit back in
- 8
- saving
- 108
- reinvesting
- 620
- 400
- talk to parents
- 160
- 400
- 944
- for bad days and goals
- reinvesting
- 190
- can I pay it back?
- 424
- a piggy bank for later
- 800
- 100
- 216
- 360
- 500
- spending
- 70
- a new video game
- 1300
- sweets for yourself
- 832
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