Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Saanvi’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 3.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 4.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 10% of it. How many rupees are saved?
- 5.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 7.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 8.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 9.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.Nisha’s stall made a profit of ₹700. Nisha saves 10% of it. How many rupees are saved?
- 11.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) better paint for cards (d) profit put in a bank
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 15.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 16.Ishaan’s stall made a profit of ₹1100. Ishaan saves 25% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 18.Arjun’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 21.Kabir’s stall made a profit of ₹1300. Kabir saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 23.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 24.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 26.Gurpreet’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 28.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 25% of it. How many rupees are saved?
- 29.Rohan’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Farhan’s stall made a profit of ₹1700. Farhan saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Aarav’s stall made a profit of ₹1400. Aarav saves 25% of it. How many rupees are saved?
- 34.Tara’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) sweets for yourself
- 38.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Kavya’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 850
- can I pay it back?
- talk to parents
- 100
- 436
- reinvesting
- the cost of borrowing
- more seeds for next time
- 1143
- 70
- 1090
- profit put in a bank
- spending
- spending
- buying a second juicer
- 275
- saving
- 1045
- to keep trust
- saving
- 650
- spending
- putting profit back in
- 75
- saving
- 160
- for bad days and goals
- 425
- 450
- 124
- 170
- 105
- 350
- 280
- 40
- 84
- an emergency fund
- 210
- 750
- 106
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